Xfinity Internet and Spectrum Internet are two popular internet service providers across the United States. Unlike Google Fiber or AT&T, these two ISPs are known for their wide network availability. So, regardless of whether you live in an urban or rural area, you might have reliable access to either of these providers.

    But, if it comes between these two, which should you pick? Let’s see which is the better ISP among Spectrum and Xfinity.

    Xfinity vs Spectrum: The Better ISP

    Xfinity is the better ISP if you want to reduce costs by tolerating a data cap and speed. However, Spectrum is the better choice if you need unlimited data and do not mind a heavy initial investment. Both these offer high-quality internet service, nevertheless.

    Xfinity vs Spectrum: Plans and Pricing

    Without further ado, I’ll compare plans and pricing for Xfinity and Spectrum.

    Xfinity Plans and Pricing

    Here’s the pricing information of Xfinity plans from the Central division.

    Contract Length
    12 months
    Connect More
    24 months
    24 months
    24 months
    Gigabit Extra
    Gigabit X2

    Here are a few things to note for all these plans:

    • No term contract
    • Includes $10/mo. autopay/paperless billing discount
    • Taxes not included.

    Spectrum Plans and Pricing

    Spectrum has what we consider a straightforward pricing plan.

    Contract Length
    Spectrum Internet®
    Up to 300Mbps
    12 months
    Spectrum Internet® Ultra
    Up to 500Mbps
    24 months
    Spectrum Internet® Gig
    Up to 1,000Mbps
    24 months

    The contract options may incur taxes and surcharges. They also need to be bundled.

    Let’s do some analysis now.

    As it’s obvious, Xfinity offers better basic plans. When you think about it, when you pay $20 per month, you get a connection with 75Mbps speed. However, you must remember that there is a contract length of 12 months. On the other hand, Spectrum Internet Assist will cost almost $5 more monthly and only gives you 50 Mbps of speed. But you are not bound by any contract.

    Plans and Products - Xfinity vs Spectrum

    But things become different when you go for a higher-speed plan. Let’s consider the 700Mbps plan from Xfinity. This one will set you back at $70 per month, and you have to be in the contract for 24 months. On the other hand, to get close to 1000Mbps of speed from Spectrum, you only have to pay less than $80 per month and still do the same 24 months.

    Plans and Products - Spectrum vs Xfinity

    So, if you are going for a Gigabit internet connection, choosing Spectrum over Xfinity or vice versa does not make a huge difference. But you need to consider other things, such as data caps.

    Xfinity vs Spectrum: Data Caps

    You should be concerned about data caps if you plan to do many media or game downloads. It also depends a lot on how many users are in your place. For instance, if five people actively use the internet, data gaps such as 500 GB or something may not cut it.

    With Xfinity plans, you almost always have a monthly data gap of 1.2 TB. If you go past this, you can pay an additional amount per 50 GB. However, with Spectrum Internet, you do not have to worry about data gaps because all internet plans come with unlimited data.

    So, here’s how the reasoning goes:

    You might save some money while choosing Xfinity over Spectrum for low-speed plans. But you must pay extra if you ever go over the data caps.

    I would always go for the unlimited data option if I were you.

    Xfinity vs Spectrum: Additional Costs

    There is also this aspect of additional costs. As much as we hate it, you may have to pay extra fees for installation and maintenance. Here is a quick rundown of how Xfinity and Spectrum do it.

    Xfinity Internet

    With Xfinity, you must pay an equipment fee of $14 per month. In addition, when it comes to installation, there is a professional installation fee of $39.99. But you can always go for the self-installation option with standard shipping charges.

    As I said, if you go overboard with the 1.2 TB data cap, you can purchase 50 GB of data for $10. Similarly, if you want to eliminate the data cap, you can pay $30 per month.

    Wondering what this means? Even if you go for the base-level 75Mbps plan, you have to pay $34/month.

    The xFi Wireless Gateway from Xfinity offers Wi-Fi connectivity like a breeze. But you always have the option to use your own router.

    Spectrum Internet

    With Spectrum Internet, you have a relatively straightforward system. You do not have to pay for the modem or gateway for the basic plans. It is included in the monthly rental. But you will have to purchase a Wi-Fi router on your own. You can also get a Wi-Fi router for $7 a month.

    And if you are going for the gigabit plan, you don’t even have to do that because the Wi-Fi router is included. Then, if you want to expand Wi-Fi coverage across your home, you can get Wi-Fi ports for $3 a month.

    You have to pay $59.99 for professional installation. Even if you want to self-install the setup, you have to pay $24.99 for service activation. Spectrum charges a whopping $49.99 for the Wi-Fi board installation. In addition, there is a $10 service activation fee as well.

    Cost Category
    Xfinity Internet
    Spectrum Internet
    Installation Fee
    Up to $89.99 (Professional Installation)
    Up to $49.99 (Professional Installation)
    Free (Self-Installation Kit)
    $24.99 (Self-Installation Kit)
    Modem/Router Rental
    $5.00/month (WiFi)
    Data Overage Charges
    $10.00 per 50GB (after 1.2TB data cap)
    No data caps, no overage charges
    Early Termination Fee
    Up to $230 (if on a contract)
    No contracts, no early termination fees

    Let me explain this in simpler terms:

    Essentially, you must pay an additional amount to set up spectrum internet for the first time. However, you can forget about additional costs when you use it for the long term.

    On the other hand, whereas Xfinity Internet does not charge you for the installation or setup fees, it will put a substantial rental fee on you for a more extended period. You also have to deal with the data caps.

    Xfinity vs Spectrum: Availability

    Here’s a quick look at the availability of Xfinity Internet and Spectrum Internet.

    Market Share
    Slightly larger portion of the cable internet market
    Large portion of the cable internet market
    Regional Overlap
    Massachusetts, Florida, Georgia
    Massachusetts, Florida, Georgia
    Primary Coverage Areas
    Maine, Virginia, Washington, DC, Pennsylvania, Tennessee, Georgia (mainly Atlanta), Florida, Indiana, California
    North Carolina, South Carolina, Kentucky, Ohio, New York, Maine
    City-Specific Coverage
    Seattle, Portland, Tucson, Las Vegas, Houston, Chicago
    Scattered chunks in California, Texas, Florida, and several other states
    Coverage Focus
    Specific cities rather than statewide
    More regional, mainly in Eastern and Central time zones

    State-wise Coverage of Xfinity

    1. Washington
    2. Oregon
    3. California
    4. Idaho
    5. Nevada
    6. Utah
    7. Arizona
    8. New Mexico
    9. Colorado
    10. Wyoming
    11. Montana
    12. North Dakota
    13. South Dakota
    14. Nebraska
    15. Kansas
    16. Oklahoma
    17. Texas
    18. Minnesota
    19. Iowa
    20. Missouri
    21. Arkansas
    22. Louisiana
    23. Wisconsin
    24. Illinois
    25. Mississippi
    26. Michigan
    27. Indiana
    28. Kentucky
    29. Tennessee
    30. Alabama
    31. Georgia
    32. Florida
    33. South Carolina
    34. North Carolina
    35. Virginia
    36. West Virginia
    37. Maryland
    38. Delaware
    39. Pennsylvania
    40. New Jersey
    41. New York
    42. Connecticut
    43. Rhode Island
    44. Massachusetts
    45. Vermont
    46. New Hampshire
    47. Maine

    State-wise Coverage of Spectrum.

    1. Hawaii
    2. Washington
    3. Oregon
    4. California
    5. Idaho
    6. Nevada
    7. Arizona
    8. Montana
    9. Wyoming
    10. Colorado
    11. New Mexico
    12. Texas
    13. North Dakota
    14. South Dakota
    15. Nebraska
    16. Kansas
    17. Oklahoma
    18. Minnesota
    19. Iowa
    20. Missouri
    21. Arkansas
    22. Louisiana
    23. Wisconsin
    24. Illinois
    25. Michigan
    26. Indiana
    27. Ohio
    28. Kentucky
    29. Tennessee
    30. Mississippi
    31. Alabama
    32. Georgia
    33. Florida
    34. South Carolina
    35. North Carolina
    36. Virginia
    37. West Virginia
    38. Maryland
    39. Delaware
    40. Pennsylvania
    41. New Jersey
    42. New York
    43. Connecticut
    44. Rhode Island
    45. Massachusetts
    46. Vermont
    47. New Hampshire
    48. Maine

    As you can guess, these lists do not mean that Xfinity and Spectrum have entire-state coverage. So, whether you can get these ISPs depends on your region.

    Xfinity vs Spectrum - Fiber Optics

    Both Xfinity and Spectrum are available widely across the US. However, their areas of focus are different. It thus makes sense to choose a provider based on your area first. But, if your area has both ISPs, you can look at other aspects and pick between Spectrum and Xfinity.

    Xfinity vs Spectrum: Installation

    Both these ISPs offer professional and self-installation options.

    You can go for professional installation if you want a convenient setup.

    But if you are looking forward to saving money, you can always use the self-installation option.

    In the case of Xfinity, you can get the self-installation option for free, and the setup package will contain all the instructions you would need for the setup. But professional installation is outright expensive.

    Spectrum Installation & Customer Service

    On the other hand, Spectrum warns you to pay almost $25 even when opting for self-installation. However, as far as the professional installation is concerned, both are to the point, and there is a high customer satisfaction rate for both ISPs.

    Xfinity vs Spectrum: Customer Service

    Both Xfinity and Spectrum are reputed for their supportive customer care. You can contact the customer service team for anything, starting from installation, for the issues you come across while using the internet.

    But I would like to point out something else: the broader availability of documentation. So, the next time you encounter any issue, you can go to the tutorial knowledge base of these ISPs and find very well-explained solutions.

    Xfinity vs. Spectrum - Internet User

    But if those do not work, you always have the option to get in touch with the customer team through telephone or live chat.

    I also noticed that these ISPs have optimized their services to be managed through the dedicated application. So, what happens is that you have better control over what things could go wrong.

    In my experience, the Spectrum app has efficiently managed most of the difficulties encountered using an internet service.

    Xfinity vs. Spectrum: Best TV and Internet Bundles

    If you want the convenience of managing all your connections from one place, you might want to go for TV or mobile bundles with Xfinity and Spectrum. We will quickly look at your options in this respect.

    Xfinity TV and Internet Bundles

    The best TV and internet bundle from Xfinity is called Xfinity Standard + Double Play. You can get this bundle for $79.99; the plan offers up to 200 Mbps of speed. Depending on the region, you may have a data cap, but it will mostly be 1.5 TB. You get 125 channels in this package.

    Xfinity TV and Internet Bundles

    If you are willing to pay more for extended speed, you can also go for Xfinity Super-Fast Internet + Popular TV, which will give you up to 800Mbps speed and the same number of channels. The cost will set you back at $149.60 when you enroll for it with a 1-year term contract.

    With all these plans, you must pay a TV broadcasting fee of $17.

    Spectrum TV and Internet Bundles

    Spectrum Internet is not big when it comes to TV and Internet bundles. You do not get a discount when you bundle these services. But you will have the convenience of managing both from the same account. For instance, your cheapest option will be Spectrum Internet + TV Select.

    Spectrum TV and Internet Bundles

    This package offers you only 300 Mbps speed and offers 155+ channels. But you will have to pay $119.98 per month for this package. Even then, you must add the broadcast TV service charge, which will cost $21. So, it is going to be an expensive ordeal.

    Therefore, you are better off avoiding TV + Internet bundles if you go for Spectrum Internet.

    Frequently Asked Questions

    Does Spectrum raise prices after 12 months?

    Depending on the plan and contract, Spectrum may raise prices after 12 prices. However, you can prevent it by choosing a plan with an extended price guarantee.

    Do you really get 1200 Mbps with Xfinity?

    In ideal situations where disruptions don’t exist, you get the maximum speed of 1200Mbps with Xfinity. But, cable and hybrid internet are prone to environmental issues.

    How much is the average Xfinity bill?

    If you go for the least expensive plan, your average Xfinity bill will be $34. This includes the plan cost ($20) and the equipment rental fee ($14).

    The Final Call

    I will summarize the core ideas into two statements. You can use these insights to pick between Xfinity and Spectrum in your area.

    If you are looking for high-speed internet and do not mind paying an additional amount during the initial setup, you can go with Spectrum Internet. It also offers unlimited data, which could suit professionals and high media consumption.

    On the other hand, if you want to keep your bills as low as possible but obliquely with compromising speeds, I recommend going for Xfinity Internet. It can cut costs by offering an all-in-one system, where you do not have to pay extra for the Wi-Fi router.


    Rajesh Namase is one of the top tech bloggers and one of the first people to turn digital marketing and blogging into a full-time profession. He has unwavering passion for technology, digital marketing, and SEO. With a penchant for exploring the digital world, Rajesh covers a wide range of topics, from Internet to the intricate universe of the technology, including WiFi, Browsers, Windows, and more.

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